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Helpful Money Saving Information
SENIOR DISCOUNTS - (Continued)

Restaurants

Applebee’s: 15% off with Golden Apple Card (60+)
Arby’s: 10% off (55+)
Ben & Jerry‘s: 10% off (60+)
Bennigan’s: discount varies by location
Bob’s Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Captain D’s Seafood: discount varies on location (62+)
Chick-Fil-A: 10% off or free small drink or coffee (55+)
Chili’s: 10% off (55+)
CiCi’s Pizza: 10% off (60+)
Culver’s: 10% off (60+)
Denny’s: 10% off, 20% off for AARP members (55+)
Dunkin’ Donuts: 10% off or free coffee (55+)
Einstein’s Bagels: 10% off baker
s dozen of bagels (60+)
Fuddrucker’s: 10% off any senior platter (55+)
Gatti’s Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee’s: $0.33 beverages everyday (65+)
IHOP: 10% off (55+)
Jack in the Box: up to 20% off (55+)
KFC: free small drink with any meal (55+)
Krispy Kreme: 10% off (50+)
Long John Silver’s: various discounts at participating locations (55+)
McDonald’s: discounts on coffee everyday (55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoney’s: 10% off
Sonic: 10% off or free beverage (60+)
Steak ‘n Shake: 10% off every Monday & Tuesday (50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (62+)
Taco Bell: 5% off; free beverages for seniors (65+)
TCBY: 10% off (55+)
Tea Room Cafe: 10% off (50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy’s: 10% off (55+)
White Castle: 10% off (62+)

Retail And Apparel

Banana Republic: 10% off (50+)
Bealls: 20% off first Tuesday of each month (50+)
Belk’s: 15% off first Tuesday of every month (55+)
Big Lots: 10% off
Bon-Ton Department Stores: 15% off on senior discount days (55+)
C.J. Banks: 10% off every Wednesday (60+)
Clarks: 10% off (62+)
Dress Barn: 10% off (55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 20% off (50+)
Koh‘
s: 15% off (60+)
Modell‘s Sporting Goods: 10% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday (55+)
The Salvation Army Thrift Stores: up to 50% off (55+)
Stein Mart:: 20% off red dot/clearance items first Monday of every month (55+)

Grocery

Albertson’s: 10% off first Wednesday of each month (55+)
American Discount Stores: 10% off every Monday (50+)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 6% off every Monday (60+)
Fry’s Supermarket: free Fry
s VIP Club Membership & 10% off every Monday (55+)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday (50+)
Publix: 5% off every Wednesday (55+)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppe’s Marketplace: 5% off (62+)

Travel

Alaska Airlines: 10% off (65+)
Alamo: up to 25% off for AARP members
American Airlines: various discounts for 65 and up (call before booking for discount)
Amtrak: 15% off (62+)
Avis: up to 25% off for AARP members
Best Western: 10% off (55+)
Budget Rental Cars: 10% off; up to 20% off for AARP members (50+)
Cambria Suites: 20%-30% off (60+)
Clarion: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
Dollar Rent-A-Car: 10% off (50+)
Econo Lodge: 20%-30% off (60+)
Enterprise Rent-A-Car: 5% off for AARP members
Greyhound: 5% off (62+)
Hampton Inns & Suites: 10% off when booked 72 hours in advance
Hertz: up to 25% off for AARP members
Holiday Inn: 10%-30% off depending on location (62+)
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Traveler
s Discount (50+); 20%-30% off (60+)
Marriott Hotels: 15% off (62+)
Motel 6: 10% off (60+)
Myrtle Beach Resort: 10% off (55+)
National Rent-A-Car: up to 30% off for AARP members
Quality Inn: 20%-30% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 20%-30% off (60+)
Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
Trailways Transportation System: various discounts for ages 50 and up
United Airlines: various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before booking for discount)

Activities And Entertainment


AMC Theaters: up to 30% off (55+)
Bally Total Fitness: up to $100 off memberships (62+)
Busch Gardens Tampa: $3 off one-day tickets (50+)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
Regal Cinemas: 30% off
Ripley
s Believe it or Not: @ off one-day ticket (55+)
SeaWorld Orlando: $3 off one-day tickets (50+)

Cell Phone Discounts

AT&T: Special Senior Nation 200 Plan $29.99/month (65+)
Jitterbug: $10/month cell phone service (50+)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

Miscellaneous

Great Clips: $3 off hair cuts (60+)
Super Cuts: $2 off haircuts (60+)

We have already been told that A&P supermarkets offers 5% off to people over 55 every Tuesday.
If you know of any other senior deals that aren't on the list, please let us know.
 
Email us by clicking HERE



EMAIL FROM A. MUHAMMAD ...

NEW PLANS ON HOW TO SPEND OUR MONEY - OR NOT


Whether these changes are good or bad depends in part on how we adapt to them. But, ready or not, here they come!

 1. The Post Office. Get ready to imagine a world without the post office.  They are so deeply in financial trouble that there is probably no way to sustain it long term. Email, Fed Ex, and UPS have just about wiped out the minimum revenue needed to keep the post office alive. Most of your mail  every day is junk mail and bills.
 
 2. The Check. Britain is already laying the groundwork to do away with checks by 2018. It costs the financial system billions of dollars a year to process checks. Plastic cards and online transactions will lead to the eventual demise of the check. This plays right into the death of the post office. If you never paid your bills by mail and never received them by  mail, the post office would absolutely go out of business.
 
 3. The Newspaper. The younger generation simply doesn't read the newspaper. They certainly don't subscribe to a daily delivered print edition. That may go the way of the milkman and the laundry man. As for reading the paper online, get ready to pay for it. The rise in mobile Internet devices and  e-readers has caused all the newspaper and magazine publishers to form  an alliance. They have met with Apple, Amazon, and the major cell phone companies to develop a model for paid subscription services.
 
 4. The Book. You say you will never give up the physical book that you hold in your hand and turn the literal pages. I said the same thing about downloading music from iTunes. I wanted my hard copy CD. But I quickly changed my mind when I discovered that I could get albums for half the price without ever leaving home to get the latest music. The same thing will happen with books. You can browse a bookstore online and even read a  preview chapter before you buy. And the price is less than half that of a real  book. And think of the convenience! Once you start flicking your fingers on  the screen instead of the book, you find that you are lost in the story, can't wait to see what happens next, and you forget that you're holding a gadget instead of a book.
 
 5. The Land Line Telephone. Unless you have a large family and make a lot of local calls, you don't need it anymore. Most people keep it simply because they've always had it. But you are paying double charges for that extra service. All the cell phone companies will let you call customers using the same cell provider for no charge against your minutes.
 
 6. Music. This is one of the saddest parts of the change story. The music industry is dying a slow death. Not just because of illegal downloading. It's the lack of innovative new music being given a chance to get to the people who would like to hear it. Greed and corruption is the problem.
The record labels and the radio conglomerates are simply self-destructing. Over  40% of the music purchased today is "catalog items," meaning traditional  music that the public is familiar with. Older established artists. This is also true on the live concert circuit. To explore this fascinating and disturbing topic further, check out the book, "Appetite for Self-Destruction" by Steve Knopper, and the video documentary, "Before the Music Dies."
 
 7. Television. Revenues to the networks are down dramatically. Not just because of the economy. People are watching TV and movies streamed from their computers. And they're playing games and doing all lots of other things that take up the time that used to be spent watching TV. Prime time shows have degenerated down to lower than the lowest common denominator.

Cable rates are skyrocketing and commercials run about every 4 minutes and 30 seconds. I say good riddance to most of it. It's time for the cable companies to be put out of our misery. Let the people choose what they want to watch online and through Netflix.
 
 8. The "Things" That You Own. Many of the very possessions that we used to own are still in our lives, but we may not actually own them in the future. They may simply reside in "the cloud." Today your computer has a hard drive and you store your pictures, music, movies, and documents. Your software is on a CD or DVD, and you can always re-install it if need be. But all of that is changing. Apple, Microsoft, and Google are all finishing up their latest "cloud services." That means that when you turn on a computer, the Internet will be built into the operating system. So, Windows, Google, and the Mac OS will be tied straight into the Internet. If you click an icon, it will open something in the Internet cloud. If you save something, it will be saved to the cloud. And you may pay a monthly subscription fee to the cloud provider.
 
In this virtual world, you can access your music or your books, or your whatever from any laptop or handheld device. That's the good news. But, will you actually own any of this "stuff" or will it all be able to disappear at any moment in a big "Poof?" Will most of the things in our lives be disposable and whimsical? It makes you want to run to the closet and pull out that photo album, grab a book from the shelf, or open up a CD case and pull out the insert.
 
9. Privacy. If there ever was a concept that we can look back on nostalgically, it would be privacy. That's gone. It's been gone for a long time anyway. There are cameras on the street, in most of the buildings, and even built into your computer and cell phone. But you can be sure that 24/7, "They" know who you are and where you are, right down to the GPS coordinates, and the Google Street View. If you buy something, your habit is put into a zillion profiles, and your ads will change to reflect those habits. And "They" will try to get you to buy something else. Again and again.
 

All we will have that can't be changed are memories.



Email From Marcia ..... who verified this on snopes and found it to be true

Visa / MasterCard FRAUD 

Just a heads up for everyone regarding the latest in Visa fraud.
Royal Bank received this communication about the newest scam.
This is happening in southern Alberta right now and moving.
 
This one is pretty slick since they provide YOU with all the
information, except the one piece they want..
 
Note, the callers do not ask for your card number; they already
have it.
 
This information is worth reading. By understanding how the VISA
& MasterCard telephone Credit Card Scam works, you'll be better
prepared to protect yourself. One of our employees was called on
Wednesday from 'VISA', and I was called on Thursday from
'MasterCard'.
 
The scam works like this:
 
Person calling says - 'This is (name), and I'm calling from the
Security and Fraud Department at VISA. My Badge number is 12460,
Your card has been flagged for an unusual purchase pattern, and
I'm calling to verify. This would be on your VISA card which was
issued by (name of bank). Did you purchase an Anti-Telemarketing
Device for $497.99 from a marketing company based in Arizona ?'
When you say 'No', the caller continues with, 'Then we will be
issuing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the
$500 purchase pattern that flags most cards. Before your next
statement, the credit will be sent to (gives you your address),
is that correct?' You say 'yes'.
 
The caller continues - 'I will be starting a Fraud
Investigation. If you have any questions, you should call the 1-
800 number listed on the back of your card (1-800-VISA) and ask
for Security. You will need to refer to this Control Number. The
caller then gives you a 6 digit number. 'Do you need me to read
it again?'
 
Here's the IMPORTANT part on how the scam works - The caller
then says, 'I need to verify you are in possession of your
card'. He'll ask you to 'turn your card over and look for some
numbers'. There are 7 numbers; the first 4 are part of your card
number, the last 3 are the Security Numbers that verify you are
the possessor of the card. These are the numbers you sometimes
use to make Internet purchases to prove you have the card. The
caller will ask you to read the last 3 numbers to him. After you
tell the caller the 3 numbers, he'll say, 'That is correct, I
just needed to verify that the card has not been lost or stolen,
and that you still have your card. Do you have any other
questions?'
 
After you say no, the caller then thanks you and states, 'Don't
hesitate to call back if you do', and hangs up. You actually say
very little, and they never ask for or tell you the card number.
But after we were called on Wednesday, we called back.


Within 20 minutes to ask a question. Are we were glad we did! The REAL
VISA Security Department told us it was a scam and in the last
15 minutes a new purchase of $497.99 was charged to our card. We
made a real fraud report and closed the VISA account. VISA is
reissuing us a new number. What the scammers want is the 3-
digit PIN number on the back of the card. Don't give it to
them. Instead, tell them you'll call VISA or Master Card
directly for verification of their conversation..

 
The real VISA told us that they will never ask for anything on
the card as they already know the information since they issued
the card! If you give the scammers your 3 Digit PIN Number, you
think you're receiving a credit; however, by the time you get
your statement you'll see charges for purchases you didn't make,
and by then it's almost too late and/or more difficult to
actually file a fraud report.
 
What makes this more remarkable is that on Thursday, I got a
call from a 'Jason Richardson of MasterCard' with a word-for-
word repeat of the VISA Scam. This time I didn't let him finish.
I hung up! We filed a police report, as instructed by VISA. The
police said they are taking several of these reports daily! They
also urged us to tell everybody we know that this scam is
happening. I dealt with a similar situation this morning, with
the caller telling me that $3,097 had been charged to my account
for plane tickets to Spain , and so on through the above
routine.
 
It appears that this Is a very active scam, and evidently quite
successful.
 

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